One Financial Goal

ONE FINANCIAL GOAL FOR 2026: BE BETTER OFF THAN YOU WERE IN 2025 As the calendar flips to a new year, many of us start thinking about resolutions – eat healthier, exercise more, learn a new skill. But what about your financial health? If you’re looking for one...

The benefits of low interest rates

WHY LOWER INTEREST RATES BENEFIT SOUTH AFRICAN CONSUMERS AND LONG-TERM INVESTORS South Africa’s monetary policy has entered a new era of lower interest rates, with the repo rate recently cut to 6.75% as inflation trends toward the 3% target. This shift offers...

The fear of missing out

THE PSYCHOLOGY OF FOMO AND INVESTING IN A RALLY As equity markets around the globe surge, the mood among investors often shifts from cautious optimism to euphoric urgency. Headlines trumpet record highs, social media buzzes with success stories, and suddenly, everyone...

The poor state of municipal finances

THE POOR STATE OF MUNICIPAL FINANCES IN SOUTH AFRICA Whether you live in a bustling city or a quiet rural town, many South Africans have witnessed the steady decline of local infrastructure and service delivery over the past decade. A significant contributor to this...

The Rule of 72

THE RULE OF 72: A SIMPLE SHORTCUT TO SMARTER FINANCIAL PLANNING In the world of finance, where complex formulas and jargon often dominate, the Rule of 72 is one of our favourites and stands out as a refreshingly simple yet powerful tool. Whether you’re a...

Black Economic Empowerment

BLACK ECONOMIC EMPOWERMENT IN SOUTH AFRICA: A HISTORY OF AMBITION AND SHORTCOMINGS Since the end of apartheid in 1994, South Africa has faced the daunting challenge of addressing economic disparities between racial groups. Black Economic Empowerment (BEE) was...

Looking through Stock Market Volatility

LOOKING THROUGH STOCK MARKET VOLATILITY Recently, if you had exposure to local and global markets, it has been stressful to be an investor. Extreme stock market volatility as a result of a mixture of economic uncertainty, trade tariffs, and investor swings in...

Have you considered Business Assurance

HAVE YOU CONSIDERED BUSINESS ASSURANCE South Africa is a nation full of entrepreneurs. We like to view ourselves as being resilient and globally we are often identified as a hard-working bunch of people. The combination of these two means that we often identify...