The first step in wealth creation

THE FIRST STEP IN WEALTH CREATION I grew up in a household that didn’t have a lot of conversations about finances.  It was a typical household in that my father was the main bread winner, and my mother would do all the shopping.  They must have spoken between...

You and the two-pot system

YOU AND THE TWO-POT SYSTEM Last year we wrote about the forthcoming Two-Pot retirement system which was said to revolutionise South Africa’s retirement savings industry. At that stage we felt that it was a great idea but there was a lot of uncertainty about how it...

Why economic policy matters

WHY ECONOMIC POLICY MATTERS The weakening of the Rand and the decline in the stock market as the 2024 General Election results started filtering through, shows just how aware the market is of the future direction of the economic policies within South Africa. The two...