Planning for the Unexpected

PLANNING FOR THE UNEXPECTED: FROM TWIN SURPRISES TO FINANCIAL RESILIENCE By Andrew Basson Life doesn’t always go according to plan. My wife Jamie and I had every intention of enjoying a few “honeymoon years” before starting a family.  We spoke about...

One Final Round on Me

ONE FINAL ROUND ON ME  By David Case Most South Africans have some form of funeral cover. For many families it serves a valuable purpose.  When a loved one passes away, funeral cover can provide immediate liquidity at exactly the time it is needed most.  Funeral...

A Benchmark Hiding in Plain Sight

A BENCHMARK HIDING IN PLAIN SIGHT In a world focused on market returns, an important benchmark is often closer than we think. Following the South African Reserve Bank’s recent rate hike, the prime overdraft rate now sits at 10.50%.  For many households, that means...

The Bucket Strategy

THE BUCKET STRATEGY: GIVING EVERY RAND A JOB One of the biggest challenges investors face when investing, is not choosing the correct investments, it is using the right money at the right time. Many financial mistakes happen not because people invest badly, but...