Newsletters

2024

June 2024 – You and The Two-Pot Retirement System

May 2024 – Why Economic Policy Matters

April 2024 – Investing – Survival of The (Mentally) Strongest

March 2024 – Wealth – The Grease for the Wheel if The Economy

February 2024 – Reflections on the 2024 National Budget Review

   January 2024 – Tax Season Feb 2024 – Maximising Your

2023

   December 2023 – Investing in Uncertain Times

   November 2023 – Retirement Savings and The Two-Pot System

   October 2023 – Shrinkflation

   September 2023 – Offshore Investing

   August 2023 – Hedging Against Your Risk

   July 2023 – Putting Away the Correct Amount to Retire Comfortably

   June 2023 – Some Keys to Wealth Creation

   May 2023 – The Comrades Marathon as A Metaphor for Investing

    April 2023 – The Perils of Inflation

    March 2023 – The Search for A Real Return

    February 2023 – Achieving Financial Maturity

    January 2023 – Retirement Savings Season

2022

    December 2022 – Setting Financial Goals

    November 2022 – Things Often Change Very Quickly

    October 2022 – The Pain of Rising Interest Rates

    September 2022 – The Urgent Need For Social And Capital Partnership

    August 2022 – Staying The Course When Investing

    July 2022 – The Strong Argument For Equities

    June 2022 – Rand Cost Averaging Through Market Cycles Using Regular Monthly Contributions

    May 2022 – Emerging And Developed Market Economies

    April 2022 – Compounding Interest of Investment Returns

    March 2022 – The Relationship Between The Oil And Gold Price

    February 2022 – Providing Employee Benefits To Staff

    January 2022 – Take Advantage of Stock Market Volatility

2021

    December 2021 – When Investing There is Always Another Good Oppertunity

    November 2021 – Market Emotions

    October 2021 – Residential Property As An Investment

    September 2021 – Why You Need To Save For Retirement

    August 2021 – Celebrating Women’s Month And The Women in The ETF Universe

    July 2021 – What Does The Business Confidence Index Tell Us?

    June 2021 – The Importance of Life Cover

    May 2021 – The Risk of The MEME Stocks

    April 2021 – Risk And Return

    March 2021 – Bitcoin, Has Our Opinion Changed?

    February 2021 – Should We Be Concerned About Inflation

    January 2021 – Tax Season – Great Benefits – Take Advantage of The Allowances

2020

    December 2020 – Stay With Your Investments, You’re In It For The Long Haul

    November 2020 – The Need For Diversification Within Your Portfolio

    October 2020 – Contrary To Current Perception, Equities Remain Your Growth Engine

    September 2020 – Is The Rand Near Its Fair Value?

    August 2020 – How A Low Interest Rate Can Benefit The Consumer

    July 2020 – Is The Government Dishonouring Its Social Contract With The People of South Africa?

   June 2020 – What Are You Buying When You Buy Medical Insurance?

   May 2020 – The Odds Are In Your Favour That You Will Live To Retirement Age

   April 2020 – Sticking To Your Investment Goals

   March 2020 – What To Do In Times of Financial Stress

   February 2020 – The Amendments In The 2020 National Budget

   January 2020 – Tax Season: Maximising Your Tax Benefits

2019

   December 2019 – Rules For Investing

   November 2019 – Why Not A National Savings Plan?

   October 2019 – Tax Collections And Why The Tax Rate Won’t Necessarily Generate More Revenue

   September 2019 – Technology As A Disruptor

   August 2019 – Can Anyone Say That We Are Still In A Bull Market

   July 2019 – Savings Challenges

   June 2019 – Retirement Age

   May 2019 – The Impact of Excess Expenditure

   April 2019 – Compounding of Investment Returns

   March 2019 – a look at subsequent investment returns after a cycle of poor returns

   February 2019 – explaining the debt spiral

   January 2019 – evidence that bargains do exist when investing

2018

   December 2018 – the problems with immediate gratification

   November 2018 – our views on Expropriation without Compensation (“EWC”)

   October 2018 – a look at why stock market corrections create investments opportunities

   September 2018 – how you are taxed if retrenched

    August 2018 – a look at how time benefits your retirement savings

    July 2018 – a look at property as an investment

    June 2018 – comparing the rotation of asset class returns to the FIFA World Cup

    May 2018 – assessing what targets you need to meet when saving for retirement

    April 2018 – a look at how volatility is reduced over time when investing in equities

    March 2018 – demonstrating why the increase in the offshore allowances is good

    February 2018 – a look at the amendments included in the 2018 budget speech

    January 2018 – a reminder of the annual tax allowances

2017

    December 2017 – a look at Bitcoin

    November 2017 – a look at impulse buying

    October 2017 – unpacking the 2017 “mini-budget” figures

    September 2017 – a reminder about the benefits of compounding

    August 2017 – why you need to stay the course when investing in equities

    July 2017 – a look at how much retirement savings is enough

    June 2017 – a study in financial literacy

    May 2017 – a summary of the different financial personality types

    April 2017 – a look at the volatility of stock markets

    March 2017 – highlighting the retirement savings crisis

    February 2017 – a look at the amendments included in the 2017 budget speech

    January 2017 – a reminder of the annual tax allowances

2016

    December 2016 – some basic financial tips

    November 2016 – a look at credit ratings

    October 2016 – a look at the impact of politics on markets

    September 2016 – a look at the evolution of stock broking

    August 2016 – a look at the role of women in financial planning

    July 2016 – a look at the financing of South Africa’s current deficit

    June 2016 – a look at a possible property bubble, specifically in the United Kingdom

    May 2016 – a look at the nature of the South African economy

    April 2016 – a look at purchasing power parity and the Big Mac Index

    March 2016 – a look at inflation

    February 2016 – a look at the amendments included in the 2016 budget speech

    January 2016 – a relook at retirement annuities and other taxable allowances

2015

December 2015 – a look at the retirement reform proposed in the Tax Laws Amendment Act

November 2015 – a look at gap cover

October 2015 – an update on offshore investments

September 2015 – a further look at tax free savings account

August 2015 – a look at the different investment strategies

July 2015 – a look at balanced funds

June 2015 – a look at Wills

May 2015 – a look at active and passive investing

April 2015 – a look at compulsory and voluntary annuities on retirement

March 2015 – a look at tax free savings accounts

February 2015 – a look at the amendments included in the 2015 budget speech

January 2015 – a look at group retirement annuities

2014

December 2014 – a look at ten tips on maximising long term wealth

November 2014 – a look at dividends

October 2014 – a look at stock market volatility

September 2014 – a look at unit trust mandates and asset allocation

August 2014 – a look at the basics of bonds

July 2014 – a look at why interest rates are adjusted in response to inflation

June 2014 – a look at using offshore investments to diversify portfolios

May 2014 – a look at financing depreciating assets

April 2014 – a look at monthly debit orders and Rand cost averaging

March 2014 – a look at endowment policies against unit trusts

February 2014 – a look at the amendments included in the budget speech

January 2014 – a look at retirement annuities